We lend out the assets we receive to established and vetted financial institutions that pay an interest rate. As for the attractive interest rates, we analyze supply and demand on our available assets to set a fluctuating interest rate that adjusts as market conditions change. Also, we take earnings from our previous months into consideration.

Because they are generally structured in more complex ways depending on the lender, the terms and conditions may differ. Please contact us at support@bevycapitals.com with a brief description of your company and what you're looking to borrow.

Simply make a deposit of any amount into your account and you will start earning interest immediately! Interest is paid out every day, week or month depending on the choices made during the investment.

There are limits depending of the plan selected; you can check our plans page to see full detail.

No, we only accept crypto deposits. Currently, we have decided not to pursue the option to allow users to deposit fiat currency due to uncertainty in regulatory requirements.

Interest rates are evaluated based on market demand and our earnings from the previous month. While Penny Reap aims to keep interest rate stable, it is subject to change.

Users can have their interests paid out in their preferred currency from the supported assets: BTC, ETH, USDT, USDC, and so on.

Interest is earned immediately after being deposited into your Penny Reap account.